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Run Campus Business Better

Unified Commerce. That's TouchNet U.Commerce. It's Everywhere Money Moves.

TouchNet Solutions

TouchNet provides campuses with a broad spectrum of powerful solutions that help you run a better and smarter business. We provide the tools you need to unify the campus enterprise and improve the experience for you and your constituents. When it comes to campus commerce, TouchNet solutions are simply the best choice.

eRefunds 360U

When you choose eRefunds 360U from Heartland TouchNet, you get high-capacity, fully managed business services tailored specifically for Higher Education and backed by the extensive resources and experience of Heartland. You get exceptional customer service for students and parents at a cost-effective price for your campus. You get the best, from the best — just what you’d expect.


Dashboard is your home page for campuswide financial management. It allows you to monitor transactions campuswide, view summary reports by time or payment method, and see system and processing alerts — no matter where you are.

Payment Center

Payment Center offers the basic payment system functionality most often requested by colleges and universities. It is designed specifically for higher education and helps campuses build a secure, compliant payment environment and reduce the size of their PCI footprint.

Payment Gateway

TouchNet Payment Gateway is the foundation for the entire U.Commerce commerce management system. It is a secure and powerful payment engine that processes campus payment transactions — debit and credit card payments, ACH, and PIN debit transactions — in real time.


TouchNet Bill+Payment provides the rich functionality your students demand for online viewing of account balances, online bill presentment, and bill payments — as well as online access to payment plan setup, enrollment, and installment payments.


TouchNet Cashiering integrates and centralizes in-person payments, point of sale payments, and departmental deposits with real-time support for both receivables and non-receivables.


TouchNet Marketplace Suite is a comprehensive framework for managing financial transactions throughout the campus enterprise. Whether online, in-person, or vendor-supplied, Marketplace is the central infrastructure for complex transactions. Marketplace enables every campus merchant to quickly and easily offer products and services around the clock with minimal training.

Marketplace POS

Marketplace Point-Of-Sale opens the door to attended mobile payments that are fully integrated into your core Marketplace Platform. Marketplace POS gives you unlimited flexibility to expand uStores and products and make them available for attended payments anywhere on your campus.


SponsorPoint lets you treat third-party sponsors as partners, not just bill payers. SponsorPoint automates sponsor payments, streamlines reconciliation, and provides a self-service, online account management tool. SponsorPoint allows third party sponsors to become a long-term source of qualified students for your school without the paperwork headaches.

U.Commerce Mobile

From paying tuition to buying books to shopping at campus stores, mobile commerce has changed the way students, parents, alumni, and all your campus constituents shop, browse, purchase, and pay. TouchNet U.Commerce Mobile helps you integrate mobile payments seamlessly into your unified commerce platform. Easy to use, easy to manage, and fully PCI-compliant, U.Commerce Mobile is "Everywhere People Pay" on your campus.

eRefunds Direct

eRefunds Direct is the low-cost, low-risk, and high-value solution for Title IV disbursement. eRefunds Direct is fully integrated into your campus ERP system for seamless and automated disbursements with no additional debit cards, unexpected fees, or extra bank accounts.