Transaction Services

TouchNet Transaction Services are designed and optimized for how money moves on campus. We coordinate account set up with your business office, optimize your solutions for cost-effectiveness, and work with schools enrolled in PCI-EZ to ensure compliance.

TouchNet Payment Processing

Payment Processing

TouchNet Payment Processing enables you to accept and manage all of your transactions — whether online, mobile, or POS — in one comprehensive commerce system from one vendor.

Through our Global Payments and Heartland processing platform, we offer solutions for:

  • Credit and debit card acceptance
  • PayPath
  • ACH
  • Bank wires


PayPath offers students and parents the ability to pay tuition by credit card at no cost to your institution. By replacing credit card merchant fees with a supplemental student service or convenience fee, PayPath enables schools to offer the convenience of credit card payments and still receive 100 percent of tuition dollars. This and all TouchNet programs comply with card brand and association rules and connects payments to student information systems via real-time account updates.

ACH bank transfers


Automated Clearing House (ACH) transactions such as direct deposit and direct payment are processed through NACHA, the National Automated Clearing House Association. TouchNet offers schools ACH as a deposit and payment method through our Transaction Services processing platform.

For all Heartland ACH customers, TouchNet validates bank routing and account numbers to ensure the ACH is connected to an existing, open bank account. This helps prevent payers from submitting a payment with an incorrect routing/account number or from closed accounts. This solution also offers ACH return reversal functionality for Colleague, Banner, and PeopleSoft users, and General Ledger Integration for Colleague and Banner users.

International Payments

TouchNet and TransferMate have partnered to help create an international payments ecosystem for schools and students that simplifies the sending and receiving of funds. With this solution, you can offer international students the option to make secure, compliant tuition and fee payments using their local currency or by domestic bank transfer. With no fees or set-up costs, you and your students will save both time and money.

If you’re looking for a wire transfer option, TouchNet Transaction Services enable you to integrate wire transfers into your payment flow and leverage real-time U.Commerce integration with your student information systems.

Wire payments
RECON 1 effective rate screen


RECON 1, our reconciliation software designed for higher education business offices, unifies data from three key sources: your campus student information systems, our payment processing service, and TouchNet U.Commerce. It brings them all into one easy-to-use data reconciliation and reconnaissance center allowing you to:

  • Streamline reconciliation
  • View all payment data from one dashboard in U.Commerce Central
  • Easily analyze gross transaction amounts, net deposits, and associated processing fees
  • View ACH returns information and update the SIS
  • Automate the posting of actual discount fees to your G/L accounts.


PCI-EZ offers a sensible approach to protecting sensitive data and managing the complexities of PCI compliance. Enrolled schools enjoy reduced overhead, less paperwork, and the peace of mind that comes from having a secure, end-to-end solution compliance in place.

Schools that meet the requirements of point-of-sale brand exemption programs can eliminate time-consuming Self-Assessment Questionnaires completely, saving time and freeing staff to offer students more personalized help and assistance.



Case Study

Texas State University

Case Study

Colorado Mesa

University of Missouri


Get a clearer picture of how TouchNet is making higher education smarter today.